About InsightCede

InsightCede — built by VerticalServe

The ceded-reinsurance workbench of the Insight insurance suite, beside InsightUW and InsightCW. Part of the InsightLake enterprise AI suite by VerticalServe.

Our story

The outwards side, built as its own product

Building underwriting and claims workbenches for carriers, we kept meeting the same third desk: the ceded team, running the outwards programme on spreadsheets, bordereaux by email and a module bolted onto one of the two systems. A cession can be triggered by either a policy or a claim, so it belongs to neither. InsightCede is that desk’s own workbench.

The seam

Where the workbenches stop

Underwriting reports what was bound; claims reports what was reserved and paid. Neither can say what that means for the outwards programme — which treaty year, which layer, in what order, and who owes what.

  • Organised by treaty year and accounting period
  • Counterparties are reinsurers, with credit risk
  • Owned by the CFO and the CRO
The engine

A calculator that explains itself

Which treaty year, in what order, how much — and a note on every outcome, including nothing ceded. Append-only, idempotent, in decimal money.

  • Risks-attaching and losses-occurring
  • Inuring order from the contract
  • Reinstatements finite, priced, derived
The agents

The work prepared, the decision kept

Fifteen governed agents prepare the notices, calls, statements and chasers. People decide; the dial moves only when their answers say it should.

  • Held sends, dry run outside production
  • Kill switch and tenant ceiling
  • Every run and answer recorded
What we believe

Product principles

The decisions that shape every feature.

People decide

An agent prepares; a person answers. Autonomy is earned per action and per line of business, on the record of those answers, and capped by the carrier.

The calculator is deterministic

No model ever computes a cession, a recoverable or a balance. The engine does, the same way every time, and the agents read what it committed.

One owner of net

Net premium, net incurred and the ceded loss ratio are derived in one place and read everywhere else. Cede never writes back into underwriting or claims.

Grounded or blank

A figure, a contact or a contract term comes from a committed row or a cited passage — or the field is left blank and named as missing.

Your cloud, your database

The ledger lives on Postgres in the carrier’s own cloud account, secrets in its own secret store, models through its own provider account.

An answer for the auditor

Who prepared it, as whom, at what level, from which evidence, with which prompt, at what cost — and who released it.

By the numbers

Built on real enterprise workloads

15

Governed agents across five lifecycle steps

50+

Enterprise deployments via VerticalServe

3

Insight workbenches: UW, CW and Cede

3 clouds

AWS, GCP, Azure certified

Talk to the team that built it

A demo on the demo programme, a conversation about your treaties, or how Cede sits beside the systems you already run.

Request a demo